The workers’ compensation process is immensely complex and fraught with pitfalls for an unsuspecting applicant/claimant. One wrong move can substantially limit or even compromise benefits/compensation altogether. Simply put, workers’ compensation companies will do whatever they can to limit the amount they pay out to an injured worker. Without an experienced legal advocate, you are essentially trusting the insurance company to guide you — an entity that is completely opposed to your interests.
Meeting With An Independent Medical Examiner (IME)
After you have been injured, you are obligated to meet with an independent medical examiner (IME) of the employer’s choosing. That said, you can also get your own to give a different opinion. Insurance companies may also try to take a statement from you at any point in the process. If you say the wrong thing and they document it, your benefits may become compromised.
Understanding The Role Of A Qualified Rehabilitation Consultant (QRC)
Additionally, if you are off-the-job for an extended period, a qualified rehabilitation consultant (QRC) will get in touch and may attempt to cut you off from benefits depending on the situation. He or she may also offer a job to you if you are unable to do an equivalent job to your previous one. How you address this issue can and will affect benefits. It only gets more nuanced from here, particularly when it is stated that a worker has reached “maximum medical improvement.”
Why Having A Skilled Legal Team Matters
Because of the complicated nature of the process, it is critical to retain the expertise of an experienced legal team.
Regardless of your injury, our attorney and team at Thill and Freeman, PLLC, will do everything possible to protect your rights and benefits. We can reach out to our network of medical experts and professionals to ensure that the full extent of your injuries is documented and do everything possible to maximize compensation.
To schedule a free initial consultation to discuss a serious work injury with our Minneapolis workers’ compensation lawyer, call 612-444-3981 or email the firm.